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Terms of Service

1. Acceptance of Terms

By accessing and using the Ruswaps platform, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Service

Ruswaps provides legal and financial calculation tools including Income Tax, MVA Claims, Employee Compensation, and Disability calculators. These tools are provided "as is" and are meant to assist professionals in estimating standard metrics.

3. User Accounts

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Ruswaps reserves the right to terminate accounts that violate our policies.

4. Intellectual Property

The platform, including its original content, features, calculators, and functionality, is owned by Ruswaps and is protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. Limitation of Liability

Ruswaps shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service. Ensure to cross-verify all critical calculations with certified professionals.

Last updated: April 2026